Active
$567,500
Est. $4,038/mo

406 Wingate Cir, Oldsmar, FL, 34677

$234/sqft·Bay Arbor

3 bd3 ba2,423 sqft2 car garageSingle Family
Listed by BEYCOME OF FLORIDA LLC· Last updated · MLS# O6439011

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,038/mo
Down payment (20%)
$113,500
Property taxes
$694/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2001
2 car garage
6,098 sqft lot
Lot size
2,423 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsSolid Surface CountersThermostatWindow TreatmentsCourtyardGray Water System

406 Wingate Cir is a 2001-built home in Bay Arbor, Oldsmar. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,423 square feet of living space. Listed at $567,500 (about $234/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 semi-annually.

From the listing

New listing in Bay Arbor community in Oldsmar. Features 3 bedrooms, 2.5 bathrooms, large upstairs great room, commercial internet and wiring, 2-car garage, and fully fenced yard with upgraded rear patio. Located on a quiet street at the back of the development and minutes from local attractions, public transportation, and a public park.

The essentials

Built
2001
Price / sqft
$234
On market
11 days
Annual tax
$8,331
HOA
$1,200/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

Location

406 Wingate Cir
Oldsmar, FL, 34677·34677 - Oldsmar
Type
Single Family Residence
Year Built
2001
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
11
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Window Treatments
Courtyard
Gray Water System
Lighting
Private Mailbox
Rain Gutters
Sprinkler Metered
Disposal
Dryer
Microwave
Range
Washer

Elementary

Oldsmar Elementary-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$8,331

Parcel #

15-28-16-03284-009-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Arbor

County

Pinellas

MLS Area

34677 - Oldsmar

Lot Size

6,098 sqft

HOA
$1,200/yr
Management and Associates
Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #O6439011
$567,500+85.0%
$234/sqft
12/1/2007
Sold
Source: Pinellas County Public Record
$306,700
$127/sqft
Est. monthly payment$4,038/mo
Principal & interest$2,960
Property taxes$694
Insurance$284
HOA$100
Down payment20% · $113,500
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $567,500
$560,000 – $567,500
98.8% – 100% of listTops out right at the list price
80% of listList price
47 of the last 92 home closings in 34677 landed at this number or higher (51%). The median one sat 38 days before it went under contract, and this one is on day 11.

Sample: 92 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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