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5400 Gulf Dr #32, Holmes Beach, FL, 34217

$790/sqft·5400 Gulf Drive Apts 2

2 bd2 ba1,188 sqftCondominium
Listed by KELLER WILLIAMS ON THE WATER S· Last updated · MLS# N6143360

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Est. monthly payment
$5,499/mo
Down payment (20%)
$187,800
Property taxes
$132/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1969
Waterfront
Gulf/Ocean
Community pool
Shared amenity
Private balcony
Outdoor space
1,188 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboWindow TreatmentsBalconyHurricane ShuttersRain GuttersStorageDeed Restrictions

5400 Gulf Dr #32 is a 1969-built home in 5400 Gulf Drive Apts 2, Holmes Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,188 square feet of living space. Listed at $939,000 (about $790/sqft), 169 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

BEACHFRONT PROPERTY…...…..... OPEN TO SELLER FINANCING........FULLY FURNISHED........... BUILDING NEVER FLOODED………FULLY RENOVATED…….IMPACT WINDOWS…….........BREATHTAKING OCEAN AND BEACH VIEWS……….HOA PAYS EVERYTHING BUT ELECTRIC……………. Rarely does a beachfront opportunity like this come along. In a community where properties seldom hit the market, this residence stands out as one of the most desirable—MERE STEPS FROM THE SAND, overlooking the Gulf, and located in a building that has never flooded. With only 44 residences in the entire community and fewer than a dozen offering water views like this, opportunities here are incredibly limited. From the moment you step into the living room, your eyes are drawn to the sparkling blue water of the Gulf, reminding you that the beach is not just nearby… it’s part of your everyday life. Walk outside and within moments your feet are in the sand, or spend the afternoon relaxing beside the beautiful community pool just steps from your door. The community itself reflects a level of pride that is immediately noticeable, with beautifully maintained tropical landscaping and grounds that create a true island retreat the moment you arrive. Inside, the home has been fully renovated with thoughtful custom design and a bright open-concept layout, creating a space that feels both refined and relaxed. A custom kitchen anchors the living area, complemented by high-end finishes, California Closets custom storage, and impact windows throughout that bring in natural light while offering protection and efficiency. Being sold fully furnished, the next owner can simply arrive with a suitcase and immediately begin living the island dream—sunrise walks along the Gulf, evenings watching the sunset paint the water, and weekends filled with friends, family, and ocean breezes. With the HOA covering nearly everything except electricity, ownership here is refreshingly simple. Combined with the rare availability in this community and the possibility of seller financing, this is more than just a condo—it’s an opportunity to own a piece of Holmes Beach paradise that very few ever get the chance to call their own.

The essentials

Built
1969
Price / sqft
$790
On market
186 days
Annual tax
$1,588
Flood zone
AE
Type
Condominium

Location

5400 Gulf Dr #32
Holmes Beach, FL, 34217·34217 - Holmes Beach/Bradenton Beach
Type
Condominium
Year Built
1969
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Gulf/Ocean
Days on Market
186
Ceiling Fans(s)
Living Room/Dining Room Combo
Window Treatments
Balcony
Hurricane Shutters
Rain Gutters
Storage
Deed Restrictions
Pool
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer

Elementary

Anna Maria Elementary

Middle

Martha B. King Middle

High

Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$1,588

Parcel #

7278100008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

5400 Gulf Drive Apts 2

County

Manatee

MLS Area

34217 - Holmes Beach/Bradenton Beach

Lot Size

-

Date
Event
Price
5/8/2026
Price change
Source: Stellar MLS #N6143360
$939,000-3.8%
$790/sqft
3/12/2026
Listed for sale
Source: Stellar MLS #N6143360
$975,595
$821/sqft
Est. monthly payment$5,499/mo
Principal & interest$4,897
Property taxes$132
Insurance$470
Down payment20% · $187,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $939,000
$875,000 – $939,000
93.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34217 landed at this number or higher (52%). The median one sat 78 days before it went under contract, and this one is on day 186 after a $36,595 cut.

Sample: 27 closed condo sales in 34217 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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