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1326 W. Patterson St., Lakeland, FL, 33815

$249/sqft·Kew Gardens

3 bd2 ba1,239 sqft1 car garageSingle Family
Listed by S & D REAL ESTATE SERVICE LLC· Last updated · MLS# L4964894

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Est. monthly payment
$1,853/mo
Down payment (20%)
$61,800
Property taxes
$87/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
1 car garage
6,970 sqft lot
Lot size
1,239 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
KEW GARDENS
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanStone CountersThermostatWalk-in Closet(s)Lighting

1326 W. Patterson St. is a 2026-built home in Kew Gardens, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,239 square feet of living space. Listed at $309,000 (about $249/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Under Construction. Welcome home to a fresh, modern living experience in a convenient Lakeland location. This brand-new construction offers a thoughtfully designed layout with clean lines and functional spaces, ideal for today’s lifestyle. The modern kitchen features granite countertops, stainless steel appliances, and contemporary finishes that create a bright and welcoming place to cook and gather. This home also offers three spacious bedrooms, two beautifully designed bathrooms with granite countertops, and an open layout that makes everyday living feel effortless. Vinyl flooring runs throughout the entire house, providing durability and a cohesive, low-maintenance finish, while an interior laundry room with additional storage/flex space adds everyday convenience. Best of all, NO HOA, NO CDD!

The essentials

Built
2026
Price / sqft
$249
On market
5 days
Annual tax
$1,041
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

Location

1326 W. Patterson St.
Lakeland, FL, 33815·33815 - Lakeland
Type
Single Family Residence
Year Built
2026
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
5
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Private Yard
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2026)

$1,041

Parcel #

23-28-23-108000-003310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Kew Gardens

County

Polk

MLS Area

33815 - Lakeland

Lot Size

6,970 sqft

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #L4964894
$309,000
$249/sqft
Est. monthly payment$1,853/mo
Principal & interest$1,612
Property taxes$87
Insurance$155
Down payment20% · $61,800
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $309,000
$307,500 – $309,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 37 home closings in 33815 landed at this number or higher (54%). The median one sat 43 days before it went under contract, and this one is on day 5.

Sample: 37 closed home sales in 33815 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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