Active
$235,000
Est. $1,550/mo

1220 Ruby St, Lakeland, FL, 33815

$153/sqft·Kellogg & Armstrong Add 01

3 bd2 ba1,533 sqftSingle Family
Listed by KELLER WILLIAMS REALTY· Last updated · MLS# L4964600

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Est. monthly payment
$1,550/mo
Down payment (20%)
$47,000
Property taxes
$206/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1930
0.25 acres
Lot size
1,533 sqft
Living area

About this home

Built-in FeaturesSolid Wood CabinetsStone CountersMicrowaveRangeRefrigerator

1220 Ruby St is a 1930-built home in Kellogg & Armstrong Add 01, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,533 square feet of living space. Listed at $235,000 (about $153/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Charming 3-bedroom, 2-bath bungalow located in one of Lakeland’s historic districts, offering classic character and flexibility for either owner occupancy or investment. The home features hardwood flooring throughout much of the interior, built-in architectural details, updated lighting, granite countertops, and wood cabinetry. Outdoor features include a screened front porch, side patio, and fenced backyard. Roof replaced by the previous owner in 2016. Currently vacant and conveniently located just minutes from Downtown Lakeland, Bonnet Springs Park, shopping, dining, and easy access to I-4.

The essentials

Built
1930
Price / sqft
$153
On market
19 days
Annual tax
$2,477
Flood zone
X · Low risk
Lot
10,672 sqft
Type
Single Family Residence

Location

1220 Ruby St
Lakeland, FL, 33815·33815 - Lakeland
Type
Single Family Residence
Year Built
1930
Lot
10,672 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
19
Built-in Features
Solid Wood Cabinets
Stone Counters
Microwave
Range
Refrigerator

Elementary

Scott Lake Elem

Middle

Southwest Middle School

High

Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$2,477

Parcel #

23-28-23-102000-002050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Kellogg & Armstrong Add 01

County

Polk

MLS Area

33815 - Lakeland

Lot Size

10,672 sqft

Historic DistrictCity LimitsNear Public TransitPaved
Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #L4964600
$235,000
$153/sqft
Est. monthly payment$1,550/mo
Principal & interest$1,226
Property taxes$206
Insurance$118
Down payment20% · $47,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $235,000
$235,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 37 home closings in 33815 landed at this number or higher (54%). The median one sat 43 days before it went under contract, and this one is on day 19.

Sample: 37 closed home sales in 33815 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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