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228 W Lake Ina Dr, Winter Haven, FL, 33884

$232/sqft·Eloise Woods Lake Roy Un

3 bd4 ba1,675 sqft1 car garageSingle Family
Listed by KELLER WILLIAMS REALTY· Last updated · MLS# L4963984

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Est. monthly payment
$2,537/mo
Down payment (20%)
$77,800
Property taxes
$314/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1956
Waterfront
Lake Front
Private pool
In Ground
1 car garage
0.42 acres
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatLighting

228 W Lake Ina Dr is a 1956-built home in Eloise Woods Lake Roy Un, Winter Haven. Inside you'll find 3 bedrooms, 4 bathrooms, and 1,675 square feet of living space. Listed at $389,000 (about $232/sqft), 33 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Welcome to lakefront living on beautiful Lake Ina in Winter Haven! This 3 bedroom, 4 bathroom pool home with NO HOA offers generously sized bedrooms, wood flooring throughout the living areas and bedrooms, and tile in the kitchen and bathrooms. The kitchen features granite countertops, wood cabinetry, a tile backsplash and a convenient breakfast bar. Two of the bathrooms showcase charming retro styling, adding unique character to the home. Two large picture windows frame peaceful lake views and fill the interior with natural light. Step outside and experience the Florida waterfront lifestyle, with opportunities to spend your days boating, fishing, water skiing or simply relaxing by the water and enjoying the views. Designed for outdoor living and entertaining, the property includes a covered deck, covered patio, outdoor kitchen, outdoor shower and a large swimming pool surrounded by an impressive 57 by 63 foot paver patio, along with a pool bath. Whether hosting poolside gatherings, launching out for a day on the lake or unwinding by the water at sunset, this home offers a true lakefront retreat!

The essentials

Built
1956
Price / sqft
$232
On market
41 days
Annual tax
$3,764
Flood zone
AE
Lot
18,295 sqft
Type
Single Family Residence

Location

228 W Lake Ina Dr
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
1956
Lot
18,295 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Lake Front
Days on Market
41
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Lighting
Outdoor Kitchen
Storage
Dishwasher
Microwave
Range
Refrigerator

Elementary

Chain O Lakes Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$3,764

Parcel #

26-28-34-660000-001210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Eloise Woods Lake Roy Un

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

18,295 sqft

LandscapedLevelPaved
Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #L4963984
$389,000-4.0%
$232/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #L4963984
$405,000
$242/sqft
Est. monthly payment$2,537/mo
Principal & interest$2,029
Property taxes$314
Insurance$195
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 255 home closings in 33884 landed at this number or higher (64%). The median one sat 39 days before it went under contract, and this one is on day 41 after a $16,000 cut.

Sample: 255 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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