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5108 Waterwood Dr, Bartow, FL, 33830

$216/sqft·Waterwood

3 bd2 ba2,126 sqft1 car garageSingle Family
Listed by KELLER WILLIAMS REALTY SMART· Last updated · MLS# L4963187

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Est. monthly payment
$2,938/mo
Down payment (20%)
$91,980
Property taxes
$309/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1990
1 car garage
0.72 acres
Lot size
2,126 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Private MailboxDishwasher

5108 Waterwood Dr is a 1990-built home in Waterwood, Bartow. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,126 square feet of living space. Listed at $459,900 (about $216/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MOTIVATED SELLERS! This 3-bedroom, 2-bath home situated on a spacious 0.72-acre lot with no HOA in the desirable Waterwood subdivision. A long, welcoming front porch invites you inside to a bright split floor plan featuring vaulted ceilings, an open living area with a fireplace, and a separate dining room. The kitchen provides ample cabinet storage along with a cozy breakfast nook. Outdoor living shines with a large back patio, vinyl-fenced backyard, and a screened porch off the primary bedroom—perfect for morning coffee or unwinding in the evening. The home is connected to a separate well for irrigation, keeping lawn care easy and utility costs low. Bonus space alert! The property features a 2-car garage, with one side currently enclosed and under A/C, being used as a flexible 4th bedroom. This area is not counted in the heated square footage but offers great versatility and can be converted back to a full 2-car garage if desired. There's plenty of parking with an oversized circular driveway. Conveniently located near the Polk Parkway, Fort Fraser Trail, schools, shopping, and a nearby public boat ramp.

The essentials

Built
1990
Price / sqft
$216
On market
75 days
Annual tax
$3,710
Flood zone
X · Low risk
Lot
31,206 sqft
Type
Single Family Residence

Location

5108 Waterwood Dr
Bartow, FL, 33830·33830 - Bartow
Type
Single Family Residence
Year Built
1990
Lot
31,206 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
75
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Private Mailbox
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2024)

$3,710

Parcel #

24-29-13-282010-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterwood

County

Polk

MLS Area

33830 - Bartow

Lot Size

31,206 sqft

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #L4963187
$459,900-2.1%
$216/sqft
Price change
Source: Stellar MLS #L4963187
$469,900-6.0%
$221/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #L4963187
$499,900
$235/sqft
Est. monthly payment$2,938/mo
Principal & interest$2,399
Property taxes$309
Insurance$230
Down payment20% · $91,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $459,900
$457,500 – $459,900
99.5% – 100% of listTops out right at the list price
80% of listList price
87 of the last 156 home closings in 33830 landed at this number or higher (56%). The median one sat 49 days before it went under contract, and this one is on day 75 after a $40,000 cut.

Sample: 156 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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