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3435 Swindell Rd, Lakeland, FL, 33810

$165/sqft·Winston Heights

4 bd2 ba1,449 sqftSingle Family
Listed by ENGEL & VOELKERS LAKELAND· Last updated · MLS# L4962777

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Est. monthly payment
$1,639/mo
Down payment (20%)
$47,800
Property taxes
$273/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1971
7,701 sqft lot
Lot size
1,449 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSplit BedroomStone CountersThermostatPrivate YardSidewalk

3435 Swindell Rd is a 1971-built home in Winston Heights, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,449 square feet of living space. Listed at $239,000 (about $165/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home to 3435 Swindell Road, which is a 4-bedroom, 2-bathroom residence offering a functional layout and comfortable living spaces throughout. The main living areas feature durable tile flooring, while all four bedrooms are finished with laminate flooring for easy maintenance. The kitchen is designed for both everyday living and entertaining, showcasing granite countertops, an island with bar seating, and ample cabinet and workspace. Bedrooms two and three are connected by a convenient Jack-and-Jill bathroom configuration, while the guest bathroom offers a tub/shower combination and single vanity. Additional features include a dedicated laundry room, a whole-house generator for added peace of mind, and supplemental window A/C units that provide additional cooling options throughout the home. Step outside to enjoy the fully fenced backyard with a wood privacy fence, offering space for pets, play, gardening, or outdoor gatherings. Important updates include a septic drainfield replacement in 2022 and septic system service completed in August 2025. Conveniently located in Lakeland with easy access to shopping, dining, schools, and major roadways, this property offers a great combination of functionality, comfort, and value. Schedule your private showing today.

The essentials

Built
1971
Price / sqft
$165
On market
91 days
Annual tax
$3,276
Flood zone
X · Low risk
Lot
7,701 sqft
Type
Single Family Residence

Location

3435 Swindell Rd
Lakeland, FL, 33810·33810 - Lakeland
Type
Single Family Residence
Year Built
1971
Lot
7,701 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
91
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Private Yard
Sidewalk
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,276

Parcel #

23-28-09-025510-010500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Winston Heights

County

Polk

MLS Area

33810 - Lakeland

Lot Size

7,701 sqft

In CountySidewalkPavedUnincorporated
Date
Event
Price
6/15/2026
Listed for sale
Source: Stellar MLS #L4962777
$239,000
$165/sqft
Est. monthly payment$1,639/mo
Principal & interest$1,246
Property taxes$273
Insurance$120
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $239,000
$239,000
99.5% – 100% of listTops out right at the list price
80% of listList price
144 of the last 235 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 91.

Sample: 235 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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