Active
$331,000
Est. $2,242/mo

1053 / 1055 Captiva Pt, Lakeland, FL, 33801

$145/sqft·Secret Cove

4 bd4 ba2,278 sqftDuplex
Listed by EXP REALTY LLC· Last updated · MLS# L4961119

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Est. monthly payment
$2,242/mo
Down payment (20%)
$66,200
Property taxes
$350/mo
Rate assumed
6.8% · 30 yr
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At a glance

Multi-family
Built 1979
0.36 acres
Lot size
2,278 sqft
Living area

About this home

Ceiling Fans(s)Lighting

1053 / 1055 Captiva Pt is a 1979-built home in Secret Cove Sub, Lakeland. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,278 square feet of living space. Listed at $331,000 (about $145/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investment Opportunity with Immediate Income Potential! Duplex property (both sides) conveniently located with easy access to shopping, dining, and major highways, and less than 10 miles from downtown Lakeland. Situated in a high-demand rental area with tenants already in place, this property offers a seamless transition for its new owner with instant income potential. Recent improvements include a newer roof, and the property presents a great opportunity for an investor looking to complete renovations and add value over time.

The essentials

Built
1979
Price / sqft
$145
On market
147 days
Annual tax
$4,201
Flood zone
X · Low risk
Lot
15,856 sqft
Type
Duplex

Location

1053 / 1055 Captiva Pt
Lakeland, FL, 33801·33801 - Lakeland
Type
Duplex
Year Built
1979
Lot
15,856 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
147
Ceiling Fans(s)
Lighting

Elementary

Clarence Boswell Elem

Middle

Crystal Lake Middle/Jun

High

Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$4,201

Parcel #

24-28-22-000000-021013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Secret Cove Sub

County

Polk

MLS Area

33801 - Lakeland

Lot Size

15,856 sqft

Date
Event
Price
4/20/2026
Listed for sale
Source: Stellar MLS #L4961119
$331,000
$145/sqft
Est. monthly payment$2,242/mo
Principal & interest$1,726
Property taxes$350
Insurance$166
Down payment20% · $66,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $331,000
$330,000 – $331,000
99.5% – 100% of listTops out right at the list price
80% of listList price
80 of the last 130 home closings in 33801 landed at this number or higher (62%). The median one sat 22 days before it went under contract, and this one is on day 147.

Sample: 130 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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