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1025 E Main St, Bartow, FL, 33830

$182/sqft·The Oaks

6 bd3 ba2,038 sqftDuplex
Listed by KELLER WILLIAMS REALTY SMART 1· Last updated · MLS# L4961111

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Est. monthly payment
$2,542/mo
Down payment (20%)
$73,980
Property taxes
$428/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Multi-family
Built 1920
9,500 sqft lot
Lot size
2,038 sqft
Living area

About this home

Ceiling Fans(s)Dog Run

1025 E Main St is a 1920-built home in The Oaks Add, Bartow. Inside you'll find 6 bedrooms, 3 bathrooms, and 2,038 square feet of living space. Listed at $369,900 (about $182/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Excellent income producing duplex in the heart of Downtown Bartow, Both units are currently occupied, providing immediate cash flow for investors. The first-floor unit features 3 bedrooms and 1 full bathroom, while the second-floor unit mirrors that layout, totaling 6 bedrooms across 2,038. Zoned multi-family residential, the property boasts separately metered units, updated interiors, and a well-maintained exterior. Notably, the property is grandfathered for residential use while also carrying eligibility for commercial, mixed-use, or professional office purposes — a rare and valuable flexibility in this corridor. Situated within the City of Bartow Community Redevelopment Area, the property benefits from a prime walkable location steps from government buildings, dining, and retail.

The essentials

Built
1920
Price / sqft
$182
On market
129 days
Annual tax
$5,138
Flood zone
X · Low risk
Lot
9,500 sqft
Type
Duplex

Location

1025 E Main St
Bartow, FL, 33830·33830 - Bartow
Type
Duplex
Year Built
1920
Lot
9,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
129
Ceiling Fans(s)
Dog Run

Elementary

Bartow Elem Academy

Middle

Union Academy Magnet

High

Bartow High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$5,138

Parcel #

25-30-05-381500-000160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

The Oaks Add

County

Polk

MLS Area

33830 - Bartow

Lot Size

9,500 sqft

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #L4961111
$369,900-5.1%
$182/sqft
Price change
Source: Stellar MLS #L4961111
$389,900-2.5%
$191/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #L4961111
$400,000
$196/sqft
Est. monthly payment$2,542/mo
Principal & interest$1,929
Property taxes$428
Insurance$185
Down payment20% · $73,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $369,900
$367,500 – $369,900
99.5% – 100% of listTops out right at the list price
80% of listList price
86 of the last 155 home closings in 33830 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 129 after a $30,100 cut.

Sample: 155 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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