Active
$425,000
Est. $2,876/mo

6540 Lake Clark Dr, Lakeland, FL, 33813

$225/sqft·Christina Hammock

3 bd2 ba1,890 sqft1 car garageSingle Family
Listed by TRIBUTE REALTY LLC· Last updated · MLS# L4960768

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,876/mo
Down payment (20%)
$85,000
Property taxes
$239/mo
HOA
$208/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1999
1 car garage
7,867 sqft lot
Lot size
1,890 sqft
Living area

About this home

NingunoDishwasherDisposalMicrowaveRange

6540 Lake Clark Dr is a 1999-built home in Christina Hammock, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,890 square feet of living space. Listed at $425,000 (about $225/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $208 monthly.

From the listing

Former Model Home with Pond Views in South Lakeland’s Gated Community! This beautifully upgraded 3-bed, 2-bath split plan home is move-in ready and packed with character. Enjoy soaring ceilings, crown molding, wood laminate floors, a cozy fireplace, and an open kitchen with a walk-in pantry and breakfast bar. The master suite features French doors opening to a screened lanai with peaceful pond views — the perfect Florida escape. HOA covers lawn care, community pool, tennis courts, and clubhouse access. Gated, convenient, and truly special — former model homes don’t come up often!

The essentials

Built
1999
Price / sqft
$225
On market
152 days
Annual tax
$2,866
HOA
$208/mo
Flood zone
X · Low risk
Lot
7,867 sqft
Type
Single Family Residence

Location

6540 Lake Clark Dr
Lakeland, FL, 33813·33813 - Lakeland
Type
Single Family Residence
Year Built
1999
Lot
7,867 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
152
Ninguno
Dishwasher
Disposal
Microwave
Range

Elementary

Scott Lake Elem

Middle

Lakeland Highlands Middl

High

George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,866

Parcel #

23-29-24-141891-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Christina Hammock

County

Polk

MLS Area

33813 - Lakeland

Lot Size

7,867 sqft

HOA
$208/mo
AIA / Ravi or Steve
Date
Event
Price
4/15/2026
Listed for sale
Source: Stellar MLS #L4960768
$425,000
$225/sqft
Est. monthly payment$2,876/mo
Principal & interest$2,217
Property taxes$239
Insurance$213
HOA$208
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
106 of the last 211 home closings in 33813 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 152.

Sample: 211 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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