Active
$141,000
Est. $821/mo

652 Cottage Ln, Lakeland, FL, 33803

$120/sqft·Imperial Southgate Villas

2 bd2 ba1,176 sqftCondominium
Listed by REMAX EXPERTS· Last updated · MLS# L4960695

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Est. monthly payment
$821/mo
Down payment (20%)
$28,200
Property taxes
$16/mo
Rate assumed
6.8% · 30 yr
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At a glance

About this home

Ceiling Fans(s)Split BedroomWalk-in Closet(s)Window TreatmentsRain GuttersDeed RestrictionsStreet LightsDishwasher

652 Cottage Ln is a 1970-built home in Imperial Southgate Villas Sec 02, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,176 square feet of living space. Listed at $141,000 (about $120/sqft), 123 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Affordability!! Southside Move-In Ready Villa! Don’t miss this immaculate 2BR/2Bath open floor plan condo in “The Villas”. This sought-after 55+ unit is in turnkey condition with many upgrades including the NEW Air Conditioning ( July - 2026). The updated kitchen features a globe ceiling with fan, accompanying appliances include the dishwasher (2023), new stove (2026) and microwave (2021), countertops and pantry with pull out cabinets. This well kept home has a formal dining room and living room with wood floors. Both bathrooms have been updated with newer lighting, cabinets, counters and replumbed. Easily accessible front door, with no step down from the carport and covered walkway. This villa has a separate laundry room that includes washer/dryer plus extra storage. Side open patio is perfect for morning coffee. Don’t miss this outstanding value with #1 view in the villas OF private backyard & woods! This is truly maintenance-free living. COA includes Cable TV, escrow reserve, internet, lawn maintenance, outside painting, private roads, sewer, trash, water and the master policy includes coverage for external insurance related to acts of God. Close to Everything, Kelly Recreation Center, Restaurants, Walmart, Polk Parkway and easy access to I-4!! Call Me Today!! Don’t wait to see this Exceptional Value.

The essentials

Built
1970
Price / sqft
$120
On market
137 days
Annual tax
$191
Flood zone
X · Low risk
Lot
2,508 sqft
Type
Condominium

Location

652 Cottage Ln
Lakeland, FL, 33803·33803 - Lakeland
Type
Condominium
Year Built
1970
Lot
2,508 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
137
Ceiling Fans(s)
Split Bedroom
Walk-in Closet(s)
Window Treatments
Rain Gutters
Deed Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Washer
Flood Zone X

Annual Tax (2025)

$191

Parcel #

23-28-36-139020-000740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Imperial Southgate Villas Sec 02

County

Polk

MLS Area

33803 - Lakeland

Lot Size

2,508 sqft

City LimitsLandscapedLevelPavedPrivate
Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #L4960695
$141,000-4.7%
$120/sqft
4/30/2026
Listed for sale
Source: Stellar MLS #L4960695
$147,900
$126/sqft
Est. monthly payment$822/mo
Principal & interest$735
Property taxes$16
Insurance$71
Down payment20% · $28,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $141,000
$138,000 – $141,000
98.2% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 condo closings in 33803 landed at this number or higher (57%). The median one sat 60 days before it went under contract, and this one is on day 137 after a $6,900 cut.

Sample: 14 closed condo sales in 33803 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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