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1317 W Belmar St, Lakeland, FL, 33815

$243/sqft·Kew Gardens

3 bd2 ba1,278 sqftSingle Family
Listed by LA ROSA REALTY PRESTIGE· Last updated · MLS# L4960538

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Est. monthly payment
$2,021/mo
Down payment (20%)
$62,000
Property taxes
$249/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1952
Private pool
Above Ground
0.48 acres
Lot size
1,278 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)

1317 W Belmar St is a 1952-built home in Kew Gardens Sub, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,278 square feet of living space. Listed at $309,999 (about $243/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-In ready 3-bedroom, 2-bathroom home situated on 4 lots with No HOA! So bring all your toys! This fully fenced 0.48-acre property offers rare space in the middle of town, along with quick access to shopping, restaurants, medical facilities, local schools including SEU, FSC, and LCS, Bonnet Springs Park, Kelly Recreation Center, Central Soccer fields, the Boys & Girls Club, and a city park with a playscape just one block away. Convenient access to the Polk Parkway also makes commuting to Orlando or Tampa easy for work or play. Inside, this adorable home features an updated kitchen with stainless steel appliances, granite countertops, and newer cabinets, along with fresh paint, new ceiling fans and lighting, vinyl and tile flooring, and beautifully updated bathrooms. The open-concept living and dining areas create a warm, inviting feel, while the spacious owner’s suite includes a walk-in closet and a private en-suite bathroom with a walk-in shower. An indoor laundry room/mudroom adds extra function and convenience. Major updates include new A/C (2021), newer roof (2021), newer septic and drain field (2021), water heater (2021), upgraded 200-amp electrical panel (2021), and new energy-efficient windows (2022). Outside, the whole family will love the 27-foot above-ground pool with a new pump, perfect for backyard fun. The property also includes banana bushes, a metal carport with concrete pad, and two massive sheds, including a 10x10 block building with electricity. With plenty of room to park multiple vehicles, this property offers flexibility, storage, and outdoor enjoyment that’s hard to find at this price. You don’t often find a lot this size in town. Call today for your private showing.

The essentials

Built
1952
Price / sqft
$243
On market
172 days
Annual tax
$2,993
Flood zone
X · Low risk
Lot
21,100 sqft
Type
Single Family Residence

Location

1317 W Belmar St
Lakeland, FL, 33815·33815 - Lakeland
Type
Single Family Residence
Year Built
1952
Lot
21,100 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Above Ground, Vinyl
Days on Market
172
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Private Mailbox
Storage
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Jesse Keen Elem

Middle

Lawton Chiles Middle

High

Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$2,993

Parcel #

23-28-23-108000-000700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Kew Gardens Sub

County

Polk

MLS Area

33815 - Lakeland

Lot Size

21,100 sqft

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #L4960538
$309,999-3.1%
$243/sqft
Price change
Source: Stellar MLS #L4960538
$319,999-1.5%
$250/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #L4960538
$325,000
$254/sqft
Est. monthly payment$2,021/mo
Principal & interest$1,617
Property taxes$249
Insurance$155
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $309,999
$307,500 – $309,999
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 37 home closings in 33815 landed at this number or higher (54%). The median one sat 43 days before it went under contract, and this one is on day 172 after a $15,001 cut.

Sample: 37 closed home sales in 33815 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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