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402 E Poinsettia St, Lakeland, FL, 33803

$207/sqft·Horneys J T Add 01

4 bd3 ba2,048 sqftSingle Family
Listed by S & D REAL ESTATE SERVICE LLC· Last updated · MLS# L4959641

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Est. monthly payment
$2,740/mo
Down payment (20%)
$84,980
Property taxes
$312/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1920
6,652 sqft lot
Lot size
2,048 sqft
Living area

About this home

Ceiling Fans(s)ThermostatSidewalkDishwasherDisposalMicrowaveRangeRefrigerator

402 E Poinsettia St is a 1920-built home in Horneys J T Add 01, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,048 square feet of living space. Listed at $424,900 (about $207/sqft), 142 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Historic charm meets modern updates in this beautifully maintained 1920 home located in one of Lakeland’s most sought-after neighborhoods. Just minutes from downtown Lakeland and walking distance to Lake Hollingsworth and Publix Super Market at Southgate Shopping Center, this timeless property offers over 2,000 square feet of inviting living space filled with character and warmth. Inside, natural light pours through the home, highlighting original architectural details, updated finishes, and spacious living areas designed for both everyday comfort and entertaining. The updated kitchen blends modern functionality with the home’s classic historic appeal, while recent upgrades including two new AC units and air handlers (2021), updated flooring in the main living areas, brand-new kitchen appliances (Dec. 2025), and a new driveway (Dec. 2023) provide added peace of mind. Featuring 4 bedrooms and 2.5 bathrooms, this home offers the perfect balance of historic beauty and modern convenience in a prime Lakeland location near restaurants, shopping, parks, and the scenic walking paths surrounding Lake Hollingsworth.

The essentials

Built
1920
Price / sqft
$207
On market
201 days
Annual tax
$3,741
Flood zone
X · Low risk
Lot
6,652 sqft
Type
Single Family Residence

Location

402 E Poinsettia St
Lakeland, FL, 33803·33803 - Lakeland
Type
Single Family Residence
Year Built
1920
Lot
6,652 sqft
Cooling
Other
Heating
Electric
Parking
-
Days on Market
201
Ceiling Fans(s)
Thermostat
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,741

Parcel #

24-28-30-256500-002400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Horneys J T Add 01

County

Polk

MLS Area

33803 - Lakeland

Lot Size

6,652 sqft

Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #L4959641
$424,900
$207/sqft
Price change
Source: Stellar MLS #L4959641
$425,000-5.3%
$208/sqft
2/25/2026
Listed for sale
Source: Stellar MLS #L4959641
$449,000
$219/sqft
Est. monthly payment$2,740/mo
Principal & interest$2,216
Property taxes$312
Insurance$212
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $424,900
$422,500 – $424,900
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 119 home closings in 33803 landed at this number or higher (55%). The median one sat 34 days before it went under contract, and this one is on day 201 after a $24,100 cut.

Sample: 119 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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