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861 Saddlewood Blvd, Lakeland, FL, 33809

$214/sqft·Saddlewood Estates

3 bd2 ba1,144 sqftManufactured Home
Listed by LAND SOUTH REALTY, LLC· Last updated · MLS# B4902313

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Est. monthly payment
$1,591/mo
Down payment (20%)
$48,980
Property taxes
$191/mo
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 1988
1.24 acres
Lot size
1,144 sqft
Living area

About this home

RangeRefrigerator

861 Saddlewood Blvd is a 1988-built home in Saddlewood Estates, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,144 square feet of living space. Listed at $244,900 (about $214/sqft), 42 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully remodeled 3-bedroom, 2-bath manufactured home offering 1,304 square feet of comfortable living space on a spacious 1.24-acre lot in desirable North Lakeland. Thoughtfully updated from top to bottom, this move-in-ready home combines modern improvements with peaceful country living. Inside, you'll find fresh interior paint, new carpet and luxury vinyl plank flooring, beautifully updated bathrooms, a new range, new refrigerator, new water heater, and a brand-new central air conditioning system. A separate window A/C unit in the cabana room provides additional comfort and flexibility. The exterior has been extensively renovated with new vinyl lap siding, new skirting, a new well pump and pressure tank, and a durable metal roof-over for years of low-maintenance living. The private well and septic system provide added independence, with the septic recently pumped and inspected for peace of mind. The 1.24-acre homesite offers plenty of room to enjoy the outdoors, with space for gardening, recreation, RV or boat parking, or future improvements. While a small portion at the very rear of the property lies within Flood Zone A, the home itself is not located in the flood zone. Financing options continue to expand, with Conventional and VA financing available now, and FHA financing expected soon, making this property accessible to a wide variety of buyers. Whether you're searching for your primary residence, a weekend getaway, or an investment opportunity, this beautifully updated property is ready for its next owner. Schedule your private showing today and experience everything this North Lakeland property has to offer! NO HOA,

The essentials

Built
1988
Price / sqft
$214
On market
48 days
Annual tax
$2,296
Flood zone
X · Low risk
Lot
54,228 sqft
Type
Manufactured Home

Location

861 Saddlewood Blvd
Lakeland, FL, 33809·33809 - Lakeland / Polk City
Type
Manufactured Home
Year Built
1988
Lot
54,228 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
48
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$2,296

Parcel #

23-26-12-000375-000431

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Saddlewood Estates

County

Polk

MLS Area

33809 - Lakeland / Polk City

Lot Size

54,228 sqft

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #B4902313
$244,900-2.0%
$214/sqft
7/28/2026
Listed for sale
Source: Stellar MLS #B4902313
$249,900
$218/sqft
Est. monthly payment$1,591/mo
Principal & interest$1,277
Property taxes$191
Insurance$122
Down payment20% · $48,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $244,900
$242,500 – $244,900
98.8% – 100% of listTops out right at the list price
80% of listList price
57 of the last 112 home closings in 33809 landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 48 after a $5,000 cut.

Sample: 112 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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