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1309 Water Oak Way N, Bradenton, FL, 34209

$215/sqft·The Oaks Ph 2

3 bd2 ba1,813 sqft2 car garageSingle Family
Listed by MEDWAY REALTY· Last updated · MLS# A4705658

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Est. monthly payment
$2,635/mo
Down payment (20%)
$78,000
Property taxes
$406/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1980
Community pool
Shared amenity
2 car garage
Garage Door Opener
8,530 sqft lot
Lot size
1,813 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

1309 Water Oak Way N is a 1980-built home in The Oaks Ph 2, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,813 square feet of living space. Listed at $390,000 (about $215/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to The Oaks! This beautifully updated 3-bedroom, 2-bath home offers a comfortable, well-designed living space in an established Bradenton community. Inside, you’ll find a remodeled kitchen (2019) and bathrooms, each bedroom closet has been designed as California Closets, spacious living areas, and a bright, inviting floor plan that is ready for its next owner. The home has been thoughtfully improved while maintaining a comfortable Florida feel throughout. Major upgrade in (2021) were the hurricane-impact Windows, French doors, Front Door and three sets of sliding glass doors, providing added protection, energy efficiency, and peace of mind during Florida storm season. An attached two-car garage provides plenty of room for vehicles, storage, and everyday convenience. Outdoor living is another highlight, with generous hardscaped areas offering plenty of space for relaxing, entertaining, grilling, or simply enjoying Florida’s year-round outdoor lifestyle. The Oaks is a land condominium community, meaning you own your land along with your home while enjoying the advantages of condominium-style community living. With 3 bedrooms, 2 baths, an updated kitchen and baths, metal roof, hurricane-impact windows and sliders, two-car garage, and extensive outdoor living areas, this home combines many of the features Florida buyers are looking for in one attractive package.

The essentials

Built
1980
Price / sqft
$215
On market
4 days
Annual tax
$4,876
Flood zone
X · Low risk
Lot
8,530 sqft
Type
Single Family Residence

Location

1309 Water Oak Way N
Bradenton, FL, 34209·34209 - Bradenton/Palma Sola
Type
Single Family Residence
Year Built
1980
Lot
8,530 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
4
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Private Yard
Buyer Approval Required
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Palma Sola Elementary

Middle

Martha B. King Middle

High

Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,876

Parcel #

3938211400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

The Oaks Ph 2

County

Manatee

MLS Area

34209 - Bradenton/Palma Sola

Lot Size

8,530 sqft

In CountyLandscapedLevelPavedPrivateUnincorporated
Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #A4705658
$390,000
$215/sqft
Est. monthly payment$2,635/mo
Principal & interest$2,034
Property taxes$406
Insurance$195
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $390,000
$380,000 – $390,000
97.6% – 100% of listTops out right at the list price
80% of listList price
65 of the last 129 home closings in 34209 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 4.

Sample: 129 closed home sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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