Active
$1,295,000
Est. $8,337/mo

406 Bay Palms Dr, Holmes Beach, FL, 34217

$972/sqft·Bay Palms

2 bd2 ba1,332 sqft1 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4703735

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Est. monthly payment
$8,337/mo
Down payment (20%)
$259,000
Property taxes
$935/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1966
Private pool
Heated
1 car garage
Driveway
8,002 sqft lot
Lot size
1,332 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWindow TreatmentsLighting

406 Bay Palms Dr is a 1966-built home in Bay Palms Add, Holmes Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,332 square feet of living space. Listed at $1,295,000 (about $972/sqft), 11 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

If you've always wanted to find the perfect Anna Maria Island beach getaway, now you've found it! This bright and cheerful 2-bedroom, 2-bath home combines an open floor plan with colorful coastal style and an easy indoor-outdoor lifestyle. Beautifully updated throughout, all you need to bring is your sunscreen and start enjoying island life. Outside, a luxurious pool and spa create your own private retreat, while the covered porch offers a shaded spot to relax, dine and enjoy long island days at home. Thoughtful custom details give the interior its personality, including a nautilus-inspired tile feature in the primary bath and a beautifully designed sea turtle tile focal point in the kitchen. Located in the weekly rental zone and right in the heart of the island, you can leave the car behind and hop on the free island trolley, with stops connecting you from the Anna Maria City Pier on the north end to Coquina Beach on the south end. Whether you are looking for a personal island escape, a vacation rental, or a little of both, this home captures exactly what an Anna Maria Island beach house should feel like. Call for your private showing and start planning your permanent vacation.

The essentials

Built
1966
Price / sqft
$972
On market
19 days
Annual tax
$11,221
Flood zone
AE
Lot
8,002 sqft
Type
Single Family Residence

Location

406 Bay Palms Dr
Holmes Beach, FL, 34217·34217 - Holmes Beach/Bradenton Beach
Type
Single Family Residence
Year Built
1966
Lot
8,002 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Heated, In Ground
Days on Market
19
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Window Treatments
Lighting
Outdoor Grill
Outdoor Shower
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Anna Maria Elementary

Middle

Martha B. King Middle

High

Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2026)

$11,221

Parcel #

7142400006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Palms Add

County

Manatee

MLS Area

34217 - Holmes Beach/Bradenton Beach

Lot Size

8,002 sqft

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #A4703735
$1,295,000
$972/sqft
Est. monthly payment$8,337/mo
Principal & interest$6,754
Property taxes$935
Insurance$648
Down payment20% · $259,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,295,000
$1.22M – $1.29M
94.2% – 100% of listTops out right at the list price
80% of listList price
25 of the last 48 home closings in 34217 landed at this number or higher (52%). The median one sat 111 days before it went under contract, and this one is on day 19.

Sample: 48 closed home sales in 34217 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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