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4525 Cove Cir #1107, St Petersburg, FL, 33708

$227/sqft·Concord Towers Condo

1 bd1 ba815 sqftCondominium
Listed by COASTAL BROKERAGE LLC· Last updated · MLS# A4703335

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Est. monthly payment
$1,301/mo
Down payment (20%)
$37,000
Property taxes
$244/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1972
Waterfront
Gulf/Ocean
Private pool
In Ground
815 sqft
Living area

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboOpen FloorplanPrivate EntranceClubhouseGated Community - GuardPool

4525 Cove Cir #1107 is a 1972-built home in Concord Towers Condo, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 815 square feet of living space. Listed at $185,000 (about $227/sqft), 23 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

WELCOME TO SEA TOWERS — WATERFRONT LIVING WITH SPECTACULAR 11TH-FLOOR VIEWS! Welcome to this beautiful 1-bedroom, 1-bath condo with a bonus room located in the gated 55+ waterfront community of Concord Towers and Sea Towers Association. Situated on the 11th floor, this move-in-ready unit offers spectacular views overlooking the bay and surrounding waterfront. Step inside to a bright, open-concept floor plan featuring an updated kitchen with granite countertops, stainless steel appliances, and beautiful upgraded cabinetry. Vinyl flooring flows throughout the home for a clean, easy-care finish. The spacious primary bedroom features an additional bonus room overlooking the water, perfect for a home office, sitting area, reading room, hobby space, or additional storage. The bathroom has also been tastefully updated. Enjoy peace of mind with hurricane shutters and all the conveniences of low-maintenance condo living. Concord Towers offers an impressive array of waterfront amenities, including two swimming pools, a hot tub, fishing pier, scenic walking trail, man-made lagoon, clubhouse, tennis courts, pickleball, and picnic areas. Enjoy Florida living surrounded by beautiful water views while remaining conveniently close to beaches, shopping, dining, and entertainment. With a low HOA for waterfront living and priced as one of the best values in the community, this condo offers an incredible opportunity to enjoy the Southwest Florida lifestyle without the waterfront price tag. Move right in, relax, and start enjoying the view — this unit is a must-see!

The essentials

Built
1972
Price / sqft
$227
On market
26 days
Annual tax
$2,925
Flood zone
AE
Lot
24167 ac
Type
Condominium

Location

4525 Cove Cir #1107
St Petersburg, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Condominium
Year Built
1972
Lot
24167 ac
Cooling
Central Air
Heating
Central
Parking
Guest, Open
Pool
In Ground
Waterfront
Gulf/Ocean, Intracoastal Waterway
Days on Market
26
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Open Floorplan
Private Entrance
Clubhouse
Gated Community - Guard
Pool
Tennis Court(s)
Dishwasher
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Flood Zone AE

Annual Tax (2025)

$2,925

Parcel #

03-31-15-17750-000-1107

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Concord Towers Condo

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

24167 ac

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #A4703335
$185,000
$227/sqft
Est. monthly payment$1,301/mo
Principal & interest$965
Property taxes$244
Insurance$93
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $185,000
$177,500 – $185,000
96.5% – 100% of listTops out right at the list price
80% of listList price
46 of the last 90 condo closings in 33708 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 26.

Sample: 90 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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