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4505 Windy Hammock Way, Palmetto, FL, 34221

$195/sqft·Willow Walk Ph Iia-iib-iid

4 bd2 ba2,004 sqft2 car garageSingle Family
Listed by LESLIE WELLS REALTY, INC.· Last updated · MLS# A4703298

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Est. monthly payment
$2,479/mo
Down payment (20%)
$77,980
Property taxes
$243/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2019
Waterfront
Lake Front
Community pool
Fitness center too
2 car garage
Driveway
6,403 sqft lot
Lot size

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)SidewalkClubhouse

4505 Windy Hammock Way is a 2019-built home in Willow Walk Ph Iia-iib-iid, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,004 square feet of living space. Listed at $389,900 (about $195/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Why wait for new construction when this beautifully upgraded, move-in-ready lakefront home delivers the location, lifestyle, and value you want today? Perfectly positioned on one of the desirable waterfront homesites in Willow Walk, this meticulously maintained four-bedroom, two-bath residence combines serene lake views, modern finishes, low HOA dues, and effortless Florida living, with all the major upgrades already completed for you. Built in 2019 and featuring the sought-after Magnolia floor plan, the home welcomes you with a light-filled, open-concept design ideal for both everyday living and entertaining. The stylish kitchen anchors the main living space with crisp white cabinetry, an oversized island with bar seating, quartz countertops, tile backsplash, and stainless steel appliances. New luxury vinyl flooring in the bedrooms adds a fresh, contemporary finish, while tile flooring throughout the main living areas offers both durability and timeless appeal. A wood-look feature wall in the living room introduces warmth, texture, and distinctive character, creating an inviting focal point within the open living space. A thoughtfully designed split-bedroom layout provides privacy, while the spacious primary suite features two walk-in closets and an upgraded tiled walk-in shower. Beyond the interiors, the true centerpiece is the tranquil lakefront setting. Enjoy peaceful water views from your backyard or transform the generous outdoor space into your own private Florida retreat with a custom pool, spa, expanded lanai, and outdoor entertaining area. With the homesite and setting already in place, the possibilities to further personalize this property are exceptional. Willow Walk offers a desirable low-maintenance lifestyle with remarkably low HOA dues, making this an outstanding alternative to new construction without the wait, added upgrade expenses, or unfinished feel. Conveniently located in Palmetto with easy access to I-75, Ellenton Premium Outlets, Downtown Bradenton, dining, shopping, and the celebrated Gulf Coast beaches of Anna Maria Island, this home places the best of Southwest Florida within easy reach. Immaculately maintained, beautifully upgraded, attractively priced, and ready for immediate enjoyment, this lakefront Willow Walk home offers exceptional value with plenty of opportunity to make it distinctly your own.

The essentials

Built
2019
Price / sqft
$195
On market
27 days
Annual tax
$2,912
HOA
$100/yr
Flood zone
X · Low risk
Lot
6,403 sqft
Type
Single Family Residence

Location

4505 Windy Hammock Way
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2019
Lot
6,403 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
27
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,912

Parcel #

760924609

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Willow Walk Ph Iia-iib-iid

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

6,403 sqft

LandscapedSidewalkPaved
HOA
$100/yr
C&S Community Management Services (Bill McGann)
Date
Event
Price
8/18/2026
Listed for sale
Source: Stellar MLS #A4703298
$389,900
$195/sqft
Est. monthly payment$2,479/mo
Principal & interest$2,033
Property taxes$243
Insurance$195
HOA$8
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,900
$385,000 – $389,900
98.7% – 100% of listTops out right at the list price
80% of listList price
178 of the last 354 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 27.

Sample: 354 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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