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3607 10th Ln W, Palmetto, FL, 34221

$161/sqft·Riverbay Twnhms Ph Two

4 bd4 ba2,604 sqft2 car garageTownhouse
Listed by THE KEYES COMPANY - SARASOTA· Last updated · MLS# A4698824

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Est. monthly payment
$3,163/mo
Down payment (20%)
$83,800
Property taxes
$343/mo
HOA
$426/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
3 stories · 2005
Waterfront
Brackish Water
Community pool
Shared amenity
2 car garage
Covered
2,561 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsOpen FloorplanSolid Wood CabinetsSplit Bedroom

3607 10th Ln W is a 2005-built home in Riverbay Twnhms Ph Two, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,604 square feet of living space. Listed at $419,000 (about $161/sqft), 15 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $426 monthly.

From the listing

Rarely available end-unit WATERFRONT townhome in Riverbay's most sought-after western section—one of only three buildings in this exclusive enclave—showcasing panoramic Manatee River views and unforgettable Florida sunsets! Beautifully transformed by the current owners with sophisticated designer finishes throughout, this exceptional residence delivers a rare blend of location, luxury, and waterfront living. Completing this outstanding offering is a 2021 roof, a *PRIVATE ELEVATOR* with access to all four levels, and the opportunity to purchase a PRIVATE BOAT SLIP with Lift within the community (subject to availability). --- Inside, over 2,600 square feet of thoughtfully designed living space has been METICULOUSLY UPDATED with gorgeous porcelain wood-look plank tile, a stunning DESIGNER-INSPIRED KITCHEN, beautifully renovated SPA-LIKE BATHROOMS, custom lighting, PLANTATION SHUTTERS, Fresh Interior Paint, and timeless finishes that create a refined yet comfortable coastal feel. ADDITIONAL END-UNIT WINDOWS flood the home with Natural Light while perfectly framing breathtaking RIVER VIEWS. --- The spacious 4BR/3.5BA floor plan offers exceptional flexibility for everyday living, entertaining, guests, or multigenerational living. MULTIPLE WATERFRONT BALCONIES provide the perfect place to enjoy morning coffee, passing boats, coastal breezes, and SPECTACULAR SUNSETS, while the oversized 2-car garage offers abundant space for Kayaks, Paddleboards, Bicycles & Extra Storage. --- Riverbay offers a true Maintenance-Free Lifestyle with a COMMUNITY POOL, KAYAK LAUNCH, FISHING PIER, WALKING TRAILS, Low HOA Fees, NO CDD FEES, pet-friendly policies with no dog weight restrictions, and HOA-covered lawn care, landscaping, water, sewer, trash service, and exterior building painting. Ideally located near Snead Island, Emerson Point Preserve, Bradenton Yacht Club, waterfront dining, shopping, Pickleball Courts, Gulf beaches, I-75, I-275, Sarasota, St. Petersburg, Tampa, and multiple airports, this is a rare opportunity to enjoy the very best of Florida waterfront living. CALL To Schedule Your Private Showing Today!

The essentials

Built
2005
Price / sqft
$161
On market
74 days
Annual tax
$4,113
HOA
$426/mo
Flood zone
AE
Lot
2,561 sqft
Type
Townhouse

Location

3607 10th Ln W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Townhouse
Year Built
2005
Lot
2,561 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Off Street, On Street
Waterfront
Brackish Water, Intracoastal Waterway, River Front
Days on Market
74
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Association Recreation - Owned
Clubhouse
Community Mailbox
Golf Carts OK
Irrigation-reclaimed Water
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$4,113

Parcel #

2959113509

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Riverbay Twnhms Ph Two

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

2,561 sqft

Corner LotLandscapedNear Golf CourseNear MarinaNear Public TransitPaved
HOA
$426/mo
Eric Hagar
Date
Event
Price
7/2/2026
Listed for sale
Source: Stellar MLS #A4698824
$419,000
$161/sqft
Est. monthly payment$3,164/mo
Principal & interest$2,185
Property taxes$343
Insurance$210
HOA$426
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $419,000
$417,500 – $419,000
99.5% – 100% of listTops out right at the list price
80% of listList price
21 of the last 37 townhouse or villa closings in 34221 landed at this number or higher (57%). The median one sat 49 days before it went under contract, and this one is on day 74.

Sample: 37 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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